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In the first quarter of 2018, consumers in Germany borrowed 27.17 billion euros. Those who completed their loan on the Internet paid on average 1.85 percentage points less interest than the national average. Had all borrowers completed their loan on the internet, they would have saved a total of 612.1 million euros. This is shown by data from the Bundesbank, Schufa and the credit portal smava.
Installment loans were on average more favorable in the first quarter of 2018 than in the annual average for 2017. According to the Bundesbank, the annual average interest rate on installment loans was 5.64 percent. This is minus 0.11 percentage points compared to the annual average for 2017. The effective annual interest rate for loans concluded on the Internet fell even more sharply. According to information from smava, it fell by 0.29 percentage points to an average of 3.79 percent in the first quarter of 2018. In the first quarter of 2018, online installment loans were 1.85 percentage points cheaper than the national average.
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In addition to financing via investment or capital, the “classic” development loans are also available through the house banks for investments in software, devices, buildings and for the financing of operating resources in the seed and growth phase. Start-up loans What for? To finance investments and resources As? Max. 100,000 euros, of which max.…
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Being well-qualified is the main factor to ensure a good placement in the professional market. Especially these days, without having at least one undergraduate degree, the chances of getting better jobs or working in large companies is quite small. However, paying for a college or a specialization course can be a sacrifice for many. The…
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